Investing

Annuities for those whose life isn’t a spreadsheet

Annuities for those whose life isn’t a spreadsheet

There are a lot of people who do not enjoy managing their own money.  A recent interview with Sallie Krawcheck (business owner, named to Forbes list of world’s most powerful women, former financial industry leader) was pretty blunt about the fact that she “hates” financial planning http://www.cnbc.com/id/100893492 .   I cannot count the number of times I have had people tell […]

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By |July 29th, 2013|Investing|0 Comments

Are clients being served well by so many mutual funds?

Are clients being served well by so many mutual funds?

If there were fewer mutual funds, would there be less money invested in mutual funds?  Probably not.  As behavioural economics tells us – too many choices results in no decision being made.  Possibly if there were fewer funds, more money would flow into the funds.  People would be able to make a selection rather than giving up in utter exhaustion […]

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The global financial crisis and the lasting psychological effects

The global financial crisis and the lasting psychological effects

The 2013 Canadian Unretirement Index Report from Sun Life Canada (www.sunlife.ca/unretirementindex) provides, in my opinion, a fascinating perspective on the psychological health of Canadians aged 30 to 65, at least as it relates to money.  The survey has been in place for five years, starting in 2007, and spanning the global financial crisis (GFC) of 2008-2009.  There is a very […]

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Community Economic Development or Socially Responsible Investing

Community Economic Development or Socially Responsible Investing

With great interest, I attended the Oikocredit Canada (West)1 annual general meeting today in Victoria, B.C.  I am not a member so I was attending as a guest.  To-date all of my financial investing has been for the purpose of saving for retirement or for a clearly defined large purchase.  I feel that it is now time to expect more […]

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From Home Owner to Renter

From Home Owner to Renter

In the past year I have gone from home owner to renter. This occurred as part of a 4,000 kilometre move. I loved the home I owned in Ontario. With the basement it was about 2,700 square feet. The apartment in BC is about 1,000 square feet, plus storage locker.  This move has given me more perspective on the changes […]

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