Intergenerational Conflict – Should seniors who own property pay school taxes?

Intergenerational Conflict - Should seniors who own property pay school taxes?

A government policy that places the cost burden onto one generation by removing the responsibility from another generation, regardless of their ability to pay, is wrong.  Without a doubt, there is a big challenge facing all levels of government during this time of population aging.  Housing, transportation, health services and so on are challenged to address the needs of everyone […]

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“I’m breaking out of this health care joint”

“I’m breaking out of this health care joint”

Let’s face it – even if we received the best-of-care, a discharge from the health care facility to our own home is welcomed.  For those who remain within the system, the opportunity and access to make decisions about one’s own health care treatments and living arrangements is a right, when capable.  We assume that either our choices or our substitute decision […]

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Relocating older adults – the humble rental apartment (part 4)

Relocating older adults - the humble rental apartment (part 4)

Part 4 in the series on relocating older adults looks at the rental apartment.  Often, when family and even financial advisors consider housing options for an older adult, there is a ‘leap’ from private home ownership to a seniors or retirement residence.  There are reasonable options in the middle and one in particular, the rental apartment, seems to be overlooked.  […]

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By |February 26th, 2014|Real Estate|0 Comments

The heavy emotional reasons older adults resist relocation (part 3)

The heavy emotional reasons older adults resist relocation (part 3)

The next three relocation resistors are some of the most emotional for older adults and for their family.  The concerns become ‘verbal bombs’ that are dropped, quickly spreading damage and few of us have the where-with-all to deal with them.  Unfortunately ignoring the issues won’t make them go away.   I want to die in my own home.  It’s the proverbial – […]

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By |February 21st, 2014|Real Estate|0 Comments

More reasons older adults resist moving (part 2)

More reasons older adults resist moving (part 2)

This earlier blog (http://agenomics.ca/?p=1372) discussed the top five resistors that older persons often bring up when considering downsizing.   Three more resisters discussed below may require some patience to resolve but many people have managed to move forward even with these concerns: Where will I put <insert loved furniture piece> in a new place?   Often older persons will own furniture that […]

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By |February 12th, 2014|Real Estate|0 Comments

Reasons older adults resist relocation (part 1)

Reasons older adults resist relocation (part 1)

Moving is a major change for most of us.  It’s physically exhausting, often emotional even if it’s your choice to move, and it has financial implications.  For older adults, moving can be an even greater challenge and their resistance to moving can be strong.  Unfortunately too many older adults delay their move, often until it becomes too late, and there […]

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By |January 30th, 2014|Real Estate|1 Comment

Frail Older Adults & Money Control

Frail Older Adults & Money Control

For some of us, the holiday season has meant a chance to spend time with older relatives.  It is also a time when their increasing frailty may become apparent.  Seeing someone older decline, whether it’s physical or cognitive change, is emotional.  Often these are our parents who, in our memories’ eye, were so strong and wise.  They now need our […]

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By |December 26th, 2013|Health|0 Comments

The gift of time

The gift of time

Which do you hear most at this time of year – “Merry Christmas”, “Happy Holidays”, “Happy New Year” or “I can’t believe how quickly another year has passed”?  Time does seem to pass more quickly as we age.  With the boomers reaching their retirement years an increasing number of us will be retiring soon.  Most of us will move into […]

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By |December 20th, 2013|Retirement|0 Comments

Retirement Savings Inertia

Retirement Savings Inertia

When faced with a substantial challenge we sometimes don’t even bother to try.  Even if it would be beneficial to complete only part of the goal, the total goal is so overwhelming that we do not even feel compelled to begin.  We are frozen into inaction.  For some, the retirement savings goal is so far out of reach it is […]

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By |December 6th, 2013|Retirement|0 Comments

A Sounding-Board for Retirement Planning

A Sounding-Board for Retirement Planning

Professional financial planning increasingly emphasizes the importance of including both spouses in planning conversations.  This helps ensure their individual expectations for retirement are on the same ‘wave length’.  Each has input on family as well as personal goals.  Sometimes the unexpected will arise in these planning conversations and the couple benefits from the availability of time to resolve differences since […]

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By |December 1st, 2013|Retirement|0 Comments